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Caren Herlinda

Update on Caren Herlinda

Caren is 22 and single. She doesn't have children and lives with her parents in the community of Mina de Piedra, in the Ventanas canton, province of Los Ríos.

She belongs to the 30 DE NOVIEMBRE communal bank. It is located in MINA DE PIEDRA, Ventanas canton, dedicated to agricultural and livestock work.

Caren works in agriculture, planting corn and raising pigs. With the loan, she will be able to buy fertilizer, manure, insecticide to avoid pests and feed for the pigs. She makes her purchases in the city of Ventanas.

Her dream is to buy a car and finish her studies. She really likes to celebrate carnival and dance to all kinds of music.
View original language description ↓
Caren tiene 22 años de edad de estado civil Soltera no tiene hijos vive con los padres en el Recinto Mina de Piedra perteneciente al Cantón Ventanas Provincia de Los Ríos.

Pertenece a la Ventanilla 30 DE NOVIEMBRE se encuentra ubicada el recinto MINA DE PIEDRA perteneciente al cantón Ventanas se dedica a labores agrícolas y pecuarias.

Caren se dedica a la agricultura a la siembra de maíz y la crianza de cerdos.

Con el crédito podrá comprar insumos como: fertilizantes, abonos, insecticidas para evitar las plagas y enfermedades y alimento para los cerdos. Las compras las realiza en la ciudad de Ventanas.

El sueño es comprar un carro y terminar los estudios le gusta mucho festejar las fiestas del carnaval y bailar toda clase de musica.

Previous Loan Details

Caren, 22, is single and has no children. She lives with her parents in Recinto Mina de Piedra that belongs to Ventanas Canton, Los Ríos Province. She belongs to the “30 de Noviembre” communal bank that belongs to Ventanas Canton; it’s involved with agriculture and animal husbandry. Caren… More from Caren Herlinda's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,200
    Average annual income
  • 11
    View loans »
    Ecuador Loans Fundraising
  • $22,566,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Caren Herlinda to buy fertilizer, manure, insecticide to avoid pests and disease and feed for the pigs.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jun 25, 2013
Listed
Jul 26, 2013
Currency Exchange Loss:
N/A
Ended:
Jan 19, 2014