Update on Flor BeatrizFlor is 30 years old, she lives in a common-law marriage and she has two children. She lives with her partner and children in Mina de Piedra, a community of the Ventanas Cantón in the Los Ríos province.
She is a member of 30 DE NOVIMEMBRE (November 30), a Communal Bank located in Mina De Piedra, a comment of the Ventanas Cantón where people engage in agriculture and livestock breeding.
Flor engages in agriculture, planting corn, and in breeding livestock such as chickens and pigs. The loan she is requesting will be used to buy products such as fertilizers, manure, insecticides to fight pests and plant sickness; she will also buy animal balance feed. She will buy her products in the town of Ventanas.
She dreams of buying some land to keep on planting and to increase her production. She loves Shrovetide celebrations.
Pertenece a la Ventanilla 30 DE NOVIEMBRE se encuentra ubicada el recinto MINA DE PIEDRA perteneciente al cantón Ventanas se dedica a labores agrícolas y pecuarias.
Flor se dedica a la agricultura a la siembra de maíz y la crianza de animales de corral como pollos y cerdos. Con el crédito podrá comprar insumos como: fertilizantes, abonos, insecticidas para evitar las plagas y enfermedades, además alimento para los animales balanceados. Las compras las realiza en la ciudad de Ventanas.
El sueño es comprar terreno para seguir sembrando y aumentar la produccion le gusta mucho festejar las fiestas del carnaval.
Previous Loan DetailsFlor, 29, lives with her common-law husband and two children in Recinto Mina de Piedra, which belongs to the Ventanas Canton in the province of Los Ríos. She is a member of the communal bank 30 DE NOVIEMBRE, which is in the same location, and she earns a living as a crop and livestock farmer. ... More from Flor Beatriz's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid