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Andranik is a farmer and lives with his wife who helps him with the farming activities. They live in the small village of Byurakn, in Shirak region. The couple breeds cattle and cultivates haricots and potatoes. As a result of their hard and tireless work, the family is now able to earn income to sustain their standard of living.
As a hard-working farmer who dreams of developing his farm, Andranik has applied for this loan to purchase a drill for cultivation work. This will help him with his harvest and will significantly improve his income.
Andranik dreams of having a big farm and to be able to improve his and his wife's living conditions.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 169
    View loans »
    Armenia Loans Fundraising
  • $14,947,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,800 helped Andranik to buy a drill for cultivation work.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Jun 28, 2013
Jul 29, 2013
Currency Exchange Loss:
Jul 17, 2014