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Armine is married and has three children. Her husband is seeking employment in a neighboring country. As the unemployment rate in this region is very high, he had to leave his country to financially support his family. Armine has been involved in agriculture for many years, breeding cattle and cultivating barley and potatoes.

Armine works hard to run their farm and sustain her children's living. Her son helps her very much with running the farm and gathering harvest. He sells the harvest locally and gathers income, which is vital for their family.

Armine is requesting a loan, which she will use to improve her farming business. She needs to purchase fuel for covering cultivation costs, which is very important for having a good harvest next season. Armine hopes to have a big and profitable farm and ensure a better life for their children so her husband will be able to come back home and stay with his family.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 159
    View loans »
    Armenia Loans Fundraising
  • $14,910,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Armine to purchase fuel for covering cultivation costs.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jul 1, 2013
Jul 29, 2013
Currency Exchange Loss:
Feb 20, 2015