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Armen is 34 years old; he lives in the village of Shikahogh, which is in the Syunik region. Armen is a very strong-willed and diligent person. Since he lives completely alone, he single-handedly manages farming, and receives a decent income both for him, and his parents, as well.

During a training exercise in the military service, Armen was wounded in the leg and, unfortunately, his leg was amputated. Afterwards he returned to his native village and lived with his grandparents. His parents live in the city of Kapan. Several years ago, both his grandfather and grandmother died and now he lives completely alone.

He says he feels full of energy, is a strong man, and he is able to solve any difficulties which can occur during farming. He breeds three cows, and sells dairy products at the Kapan and Kajaran wholesale markets to his loyal customers.

Armen wants to enlarge his farm, so he asks a loan to buy a lot of chickens, a bull, and animal fodder. He is sure that very soon, thanks to his farm profit, he will be able to get married and have his own lovely family.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 126
    View loans »
    Armenia Loans Fundraising
  • $14,888,900
    Funds lent in using Kiva
  • 410.0
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Armen to buy a lot of chickens, a bull, and animal fodder.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 26, 2013
Jul 29, 2013
Currency Exchange Loss:
May 17, 2015