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Atheer Group
In this Group: Oumayya, Juliet, Zeina, Ibtissam
Oumayya is the featured borrower of the Atheer group. She joined with the other group members to acquire a loan from Kiva partner, Al Majmoua, because they have always been neighbors and friends.

Oumayya is a 45-year-old married mother of four children. She has been working in her home products sales shop for seven years. She is a hard worker with a very good reputation. She makes an effort to update her shop with newly released items in order to keep her customers pleased and excited to check new collections.

She has applied for a loan that will be invested in supporting her business through diversifying her products with newly released items. She is planning to start a new 'balloons and flowers' shop in the future when she can afford the opening expenses.

Oumayya is the one wearing grey, the second one sitting from the right side. As for the other members, Zeina is the lady standing, wearing dark blue, Ibtissam is wearing blue sitting at the far right of the picture, and Juliet is the one in the pink shirt at the left.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Lebanon

  • $15,800
    Average annual income
  • 105
    View loans »
    Lebanon Loans Fundraising
  • $16,205,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Atheer Group's $4,800 loan helped a member to increase her merchandise with newly released items.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jun 24, 2013
Jul 29, 2013
Currency Exchange Loss:
Aug 17, 2014