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Update on Musu

This is 33-year-old Musu. She is married and has two children who are two and six years old. In 2006, Musu established her earrings, chains, blouses, trousers, baby clothing and powder business. She began her business to help her husband with running the affairs of the home. Her business is located in the city center and her main customers are adults. Working 7 days a week and 10 hours a day, she earns about Le 1,590,950 every month from this business. She would like a loan of Le 3,000,000. Musu has already received and successfully repaid one loan and now requires a new loan to pay for additional blouses, slippers and bags. She hopes that this loan can improve her stock and increase her profit. In the future, Musu plans to expand the business to a shop. She hopes to be able to raise enough profit to take care of the children's education. She thanks you for your support.

Previous Loan Details

This is 32-year-old Musu. She is married and has 2 children aged 3 and 7 years old. In 2005, Musu established her blouse, slippers, jewelry and baby clothing business. She started the business to help her husband, who is also in business, to maintain their home and also to meet her personal needs... More from Musu's previous loan »

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Sierra Leone

  • $2,100
    Average annual income
  • 32
    View loans »
    Sierra Leone Loans Fundraising
  • $9,391,500
    Funds lent in using Kiva
  • 4,329.6
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Musu to buy blouses, slippers and bags to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 19, 2013
Jul 29, 2013
Currency Exchange Loss:
Apr 23, 2014