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This is 36-year-old Thaimu. He is married and has three children aged three, four and eight years old. He has two additional dependents who live with him to help his younger sisters with their education. In 2002, Thaimu established his used clothing business. He began his business because he wanted to be self-reliant after coming from the village. His business is located in city center and his main customers are adults. Working 7 days a week and 12 hours a day, he earns about Le 1,712,190 every month from this business. He would like a loan of Le 5,000,000. Thaimu has already received and successfully repaid four loans, and now requires a new loan in order to buy additional bales of used men's vests. He hopes that this loan can improve his stock and raise his profits. In the future, Thaimu plans to open outlets and improve the store that has been rented. He started the business with one bale of used clothing and now has started selling at wholesale. He thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 54
    View loans »
    Sierra Leone Loans Fundraising
  • $9,327,250
    Funds lent in using Kiva
  • 4,329.6
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Thaimu to purchase used clothing.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jul 19, 2013
Jul 29, 2013
Currency Exchange Loss:
Apr 16, 2014