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Adwoa is a small-scale garden egg (African fruit) seller in Twifo Prasso (near Cape Coast). She has had some form of formal education, as she is a junior high school graduate. She is married and has 5 children. Her husband is a teacher.

Adwoa has been working as a garden egg seller for a while now. Her income is used to help her husband pay the utility bills and their children’s school fees. She plans on using her loan to purchase an increased quantity of garden eggs, thus allowing her to meet rising customer demand. She hopes to use the profits from her enterprise to develop her business further, and to ensure that all her children receive an education.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $11,959,900
    Funds lent in using Kiva
  • 2.1
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Adwoa to purchase an increased quantity of garden eggs, thus allowing her to meet rising customers’ demand.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 11, 2013
Jul 28, 2013
Currency Exchange Loss:
Nov 19, 2013