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Grace
Grace sells cooked rice in Twifo Praso (near Cape Coast). She has been educated up to the end of junior high school. She is married and has six children. Her husband is a farmer.

Grace has been working in this enterprise for eight years now. She is responsible for supporting her husband in paying the family's utility bills and their children's school fees. Her loan will be used to increase her current stock levels of rice. She hopes to use the new profits from her business to grow her cooked rice enterprise and increase her capital base. In the long run she wants to expand her business into neighboring villages.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: http://www.kiva.org/partners/91 ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $2,643
    Average annual income
  • 20
    View loans »
    Ghana Loans Fundraising
  • $11,220,300
    Funds lent in using Kiva
  • 2.1
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Grace to increase her current stock levels of rice.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 11, 2013
Listed
Jul 28, 2013
Currency Exchange Loss:
Possible
Ended:
Nov 19, 2013