Sera is 29 years old and married. She has three children. She has a small garden where she grows taro, bananas, taamu and yams. She can sell her produce in her community, or at the market. She has been doing this for more than five years.
Sera needs a loan to buy a backpack sprayer, bush knives, chemicals, a rake, a pickaxe and some barbed wire. She has been a member of SBPD since 2011. She will use the profits from her sales to support her family, including her children's education .
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.