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Gulbakhar is 26 years old, married and has one son. She has been involved in selling women's clothing since 2008, having started this business with a sum of 20,000 som (KGS). Gulbakhar was able to grow her business to have a monthly income of 20,000 som (KGS). In order to expand her merchandise selection, Gulbakhar requested a loan in the amount of 100,000 som (KGS) from the Microfinance bank "Bai-Tushum and Partners." Gulbakhar plans to invest the earnings from the business in a continued expansion of merchandise selection and also wants to build a house in the future.
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Гулбахар 26 лет, замужем, имеет 1 сына. С 2008 года Гулбахар начала заниматься торговлей женской одежды, стартовав с суммой в 20,000 сом (KGS), Гулбахар сумела развить свой бизнес с ежемесячным доходом в сумме около 20,000 сом (KGS). В целях расширения ассортимента товаров, Гулбахар обратилась в Микрофинансовый банк «Бай – Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS). Гулбахар планирует вложить доходы от бизнеса в дальнейшее увеличение ассортимента товара, а также в будущем хочет построить дом.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 94
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,746,400
    Funds lent in using Kiva
  • 49.0
    Kyrgyzstan Soms (KGS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $2,050 helped Gulbakhar to buy women's clothing for resale and expand her merchandise selection.
99% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 16, 2013
Jul 30, 2013
Currency Exchange Loss:
Aug 17, 2014