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Sartoyo
Sartoyo is a prospective student of Nusantara Maritime Academy who wishes to study marine engineering. Sartoyo lives in a small village, to the west of the town of Cilacap, called Tritih Kulon village. To reach the campus, he cycles for 1 hour's journey. Although he has to cycle, Sartoyo expects to complete the program of study.

Sartoyo's parents work as farmers whose income is not fixed. They gather the crops and then sell them and can only meet daily needs, so it is difficult to finance his studies. Sartoyo is willing to work on a ship as a ship technician professional. He also does not want to bother his parents, because his parents are too old to continue work.

Sartoyo is eager to get a loan from Kiva, to help pay for college expenses, so that he could complete his studies, get a job faster and his parents can be helped in their family economy.

Additional Information

More information about this loan

This loan is part of a YSBS higher education program through affiliate YPPK designed to help high-achieving high school graduates afford higher education at a top maritime academy. Akademi Maritim Nusantara trains students in ship engineering, nautical science, and maritime economics, and helps them find jobs after graduation. By funding this zero-interest loan, you are supporting a student who couldn’t otherwise afford higher education. Students are expected to repay in monthly installments after they are employed.

Please be advised that this loan might carry a grace period while the student is in school that may result in a lengthy loan term. Please refer to the Repayment Schedule before making this loan.

About Yayasan Sosial Bina Sejahtera (YSBS)

Yayasan Sosial Bina Sejahtera (YSBS) is a non-governmental organization that has worked on poverty reduction, food security, gender issues, education, public health, and climate change in Central Java, Indonesia for over 40 years. Kiva lenders can fund tuition loans for students attending YSBS’ maritime academy and senior vocational high school to help them launch their careers, or enterprise loans for rural groups of women participating in the organization’s microfinance program.

About Indonesia

  • $4,458
    Average annual income
  • 60
    View loans »
    Indonesia Loans Fundraising
  • $4,684,925
    Funds lent in using Kiva
  • 10,068.4
    Indonesia Rupiahs (IDR) = $1 USD