Sa is a 54-year-old woman who is married with six children. She has a small business which is a taro and banana plantation. Sa is asking for a loan to help her pay for her children's school fees. She will also use part of the loan to buy a backpack sprayer, a water gallon, bush-knives, chemicals and taro root. Sa joined SPBD in 2012 to gain access to financial services.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.