Los Angeles (Cuenca) Group
One of the members of this group is Carmen. She is receiving her second loan alongside her friends and companions from the Los Ángeles loan group. She likes this kind of loan because of the companionship, friendship and unity of the group, and also because of the educational lectures that they receive at each meeting.
Carmen is 23 years old, is married and has an 11-month-old son. Her husband has a workshop where he does iron work. They don't own their own house at the moment so they live in the house of a relative. Carmen stays at home to take care of her house and her son who is still small, but she is also studying Radiological Imaging and her studies are going very well. The money from the loan is to buy iron for her husband's business. Her goals are to finish her studies, to become a professional and to help her husband so that he grows in his business.
Una de las socias de este grupo es la Señora. Carmen, se encuentra realizando su segundo crédito a lado de sus amigas y compañeras del grupo de crédito Los Ángeles, le gusta esta forma de créditos por el compañerismo la amistad y la unión del grupo, también por las charlas educativas que reciben en cada reunión.
La Señora. Carmen tiene 23 años, es casada y ha concebido un hijo de 11 meses de nacido. Su esposo tiene una mecánica donde realizan herrerías, por el momento no tienen casa propia por lo que viven en una casa de un familiar.
Doña Carmen pasa en casa al cuidado de su hogar y de su hijo que aun esta pequeño, pero también está estudiando Imagen Radiológica y le va muy bien en sus estudios.
El dinero de su crédito es para comprar hierro para el negocio de su esposo.
Sus metas son culminar sus estudios, llegar a ser profesional y ayudarle a su esposo para que crezca en su negocio.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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