Temukisa is a 56-year-old woman who is married with four children. She has a small business, making and selling pancakes. Temukisa is asking for a loan to help her pay for her children's school fees. She will also use part of the loan to buy a sack of flour, sugar, baking powder and dripping oil. Temukisa joined SPBD in 2009 to gain access to financial services.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.