Las Flores 02 Group
Each one of the members has experience in their business since they have done this work for more than three years and are very well known in the neighborhood.
The members are Eyra Elizabeth who is married and has two sons. She makes and sells corn tortillas and on weekends she sells nacatamales.
Elisabeth del Socorro is married and has one son, also sells tortillas on a daily basis as well as corn flour.
Ivana is single with no children and sells ice cream. She has different ice cream flavors as well as "cocho bananos" and flavored soft drinks. They women are seeking loans to buy corn and ingredients to increase the products that they sell.
Ivana works daily preparing the ice water which she sells in bags. She also makes the "cocho bananos" which are frozen bananas covered in chocolate.
She also sells the famous soft drinks which are frozen soft drinks sold in small bags. There are different flavors. These are products for daily consumption and the demand comes from students in schools as well as other people living in the neighborhood.
Ivana is well known for the product she offers and has a stable demand. Also on weekends she sells merchandise in the neighboring communities and in the city of Pueblo Nuevo.
Eyra makes corn tortillas seven days a week and she sells them to the neighbors who work outside and on weekends she makes and sells nacatamales and the same neighbors buy them.
Elisabeth also makes tortillas and sells them in the same neighborhoods. She also buys and sells corn flour since it is a big basic staple in high demand.
This group hopes that with this loan they will be able to have higher production and will be able to improve their sales and increase their income. They are positive about their loan being approved and that they can continue improving their products and their lives
EL GRUPO LAS FLORES ESTA CONFORMADO POR TRES SEÑORAS HABITANTES DEL BARRIO NUEVA ESPERANZA EN LA CIUDAD DE PUEBLO NUEVO A UNOS 60 KM AL NORTE DE LA CABECERA ESTELI, CADA UNA DE LAS MIEMBROS TIENEN EXPERIENCIA EN EL NEGOCIO QUE DESEMPEÑAN YA QUE SE HAN DEDICADO A ESTAS LABORES DESDE HACE MAS DE TRES AÑOS Y SON MUY CONOCIDAS EN EL BARRIO.
LAS MIEMBROS SON DOÑA EYRA ELIZABETH QUE ES CASADA Y DOS HIJOS Y SE DEDICA A LA ELABORACIÓN Y VENTA DE TORTILLAS DE MAÍZ Y LOS FINES DE SEMANA ELLA VENDE NACATAMALES, ELISABETH DEL SOCORRO QUE ES CASADA Y CON UN HIJO Y TAMBIÉN SE DEDICA A LA VENTA DE TORTILLAS A DIARIO Y VENTA DE MAÍZ POR QUINTALES Y LA SEÑORA IVANIA QUIEN ES SOLTERAS SIN HIJOS A SU CARGO YA Y QUE VENDE HELADOS, PALETAS DE SABORES Y COCHO BANANOS ASÍ COMO FRESCOS HELADOS. ellas solicitan un prestamos para compra de maiz e ingredientes para elaborar el producto que comercializan.
LA SEÑORA IVANIA TRABAJA A DIARIO EN LA ELABORACIÓN DE DE FRESCOS NATURALES LOS CUALES VENDE EN BOLSA, TAMBIÉN ELABORA LOS CHOCO BANANOS QUE SON BANANOS MADUROS RECUBIERTOS CON CHOCOLATE Y QUE SE VENDEN HELADOS, TAMBIÉN VENDE LAS FAMOSAS HELADOS QUE SON PEQUEÑOS FRESCOS EN BOLSAS QUE SE VENDEN CONGELADOS Y HAY DE VARIOS SABORES, ESTOS SON PRODUCTOS DE CONSUMO DIARIO Y LA DEMANDA SON LOS ALUMNOS DE LOS COLEGIOS ASÍ COMO EL RESTO DE PERSONAS QUE VIVEN EN EL BARRIO, IVANIA ES MUY CONOCIDA POR EL PRODUCTO QUE ELLA OFRECE Y TIENE UNA DEMANDA ESTABLE, ADEMAS ELLA LOS FINES DE SEMANA DE POR MEDIO ELLA VENDE MERCADERÍA EN LAS COMUNIDADES ALEDAÑAS A LA CIUDAD DE PUEBLO NUEVO. LA SEÑORA EYRA A DIARIOS LOS SIETE DÍAS DE LA SEMANA ELABORA TORTILLAS A BASE DE MAÍZ Y LAS VENDE A LOS VECINOS LA MAYORÍA PERSONAS QUE TRABAJAN FUERA Y LOS FINES DE SEMANA ELABORA Y VENDE LOS NACATAMALES Y SUS MISMOS VECINOS LO COMPRAR YA QUE ES UN ALIMENTO DE GRAN DEMANDA. LA SEÑORA ELIZSABETH ELABORA TAMBIÉN TORTILLAS Y LAS VENDE EN SU MISMO VECINDARIOS Y TAMBIÉN COMPRA Y VENDE MAÍZ POR QUINTALES YA QUE ES UN GRANO BÁSICO DE MUCHA DEMANDA.
ESTE GRUPO ESPERA CON ESTE FINANCIAMIENTO OBTENER UNA MEJOR PRODUCCIÓN Y POR ENDE MEJORES VENTAS Y DE ESTA MANERA AUMENTAR SUS GANANCIAS. ELLAS SE MUESTRAN POSITIVAS QUE LES SERA APROBADO EL FINANCIAMIENTO Y PODRÁN IR MEJORANDO SUS UNIDADES PRODUCTIVAS Y MEJORAR POSITIVA MENTE SUS NIVEL DE VIDA.
About CEPRODELThis loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid