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Nibaldo Orlando
Nibaldo is 33 years old, and he has a partner and 3 children. He lives with his family in the city of Ventanas, in Los Ríos province.

He is a member of the BRUNIQUILDE communal bank, which is located in the Calabi district, in the canton of Ventanas, where the members dedicate themselves to agricultural work.

Nibaldo works in agriculture, planting corn and beans. He is requesting the loan to buy fertilizers, soil amendments and seeds.

He purchases supplies in the city of Ventanas every 15 days. With the help of the loan, he will be able to buy these supplies.

His dream is to work and have more money so he can pay for his children's education. In his free time, he likes to relax and watch a little television.
View original language description ↓
Nibaldo tiene 33 años de edad de estado civil unido tiene 3 hijos , vive con la familia en la Ciudad de ventanas provincia de los Ríos.

Es Integrante de la VRC BRUNIQUILDE, se encuentra ubicada en Recinto Calabi, Pertenece al Cantón Ventanas se dedican a labores Agrícolas.

Nibaldo se dedican a la agricultura a la siembra de maíz, fréjol . Solicita el crédito para comprar fertilizantes, abonos y semillas

Las compras de los productos las realizará en la ciudad de Ventanas cada 15 días. Con La ayuda del crédito podrá comprar los insumos.

El sueño es trabajar y tener mas dinero para dar el estudio a los hijos. En el tiempo libre le gusta descansar y un rato ver la television.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 86
    View loans »
    Ecuador Loans Fundraising
  • $25,054,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Nibaldo Orlando to buy fertilizers, soil amendments and seeds.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jun 24, 2013
Jul 25, 2013
Currency Exchange Loss:
Jan 18, 2014