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Angoritas 25 De Julio Group
In this Group: Janeth Miriam, Javier , Claudia Jeovanna, Marisol , Gladys, Nora Florentina, Damiana, Herenia, Patricia
The communal bank "ANGORITAS 25 DE JULIO” is beginning its fourth loan cycle with Pro Mujer, as part of the Los Andes regional center. It is made up of nine members and led by a directive board, with Janeth as President. The businesses operated by the members of this communal bank are diverse, including: blanket weaving, fried pork sales, clothing sales, furniture sales, a neighborhood store, and a grocery store.

The loan for which they are applying will benefit small enterprises such as that of the member Janeth. She reports that she has been with Pro Mujer for three loan cycles, joining on the invitation of a promoter of the institution who came to visit her in her home. Currently, she has a business selling clothing. She says that she started this business thanks to the initiative of her mother, who works in the same field, and who taught her about the kind of business she should establish.

The loan she will receive now is to increase her capital by buying clothing. She will acquire it at the distribution markets of the city of El Alto, and later she will sell it at her sales stand. This kind of work allows her to generate resources to support her household as well as possible, since she lives in a common-law marriage and has two children.

When asked what she likes about Pro Mujer, she responds that she likes the training and the health office.
View original language description ↓
La A.C. “ANGORITAS 25 DE JULIO” iniciará el cuarto ciclo en Pro Mujer, como parte del Centro Focal de Los Andes, está compuesta por nueve integrantes y está dirigida por una mesa directiva donde la señora Janeth es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: tejido de mantas, venta de chicharron, venta de ropa, venta de muebles, tienda de barrio, tienda de abarrotes.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Janeth es integrante, ella indica que hace tres ciclos que integra Pro Mujer, ingresando por invitación de una promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de venta de ropa; cuenta que este negocio lo emprendió por iniciativa de su madre, que trabaja en el mismo rubro, quien le enseñó la forma de negocio que debe establecer.

El crédito que ahora sacará es para el aumento de capital (compra de ropa) que adquirirá de las ferias distribuidoras de la Ciudad de El Alto y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella vive en concubinato y tiene dos hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones y el área de salud.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Bolivia

  • $2,817
    Average annual income
  • 136
    View loans »
    Bolivia Loans Fundraising
  • $30,352,225
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Angoritas 25 De Julio Group's $3,025 loan helped a member to buy clothing to sell.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Jul 9, 2013
Jul 25, 2013
Currency Exchange Loss:
Mar 17, 2014