Bolivar 1 Group
The loan they receive will benefit small microentrepreneurs including Señora Antonia. She explains that that she joined Pro Mujer four years ago, on the invitation of a friend who is a member of the institution. Today, she has a neighborhood store. She says that she began this business when she observed that her area lacked this service, and decided to request a loan from Pro Mujer. Since then, she has worked in this business.
She will use the loan she will now obtain to increase her capital (buying rice, sugar, oil and preserves) from distributors in the City of El Alto. She will then sell them in her store. This work enables her to generate resources to maintain her home as much as possible, as she is single and has one child.
When asked what she likes about Pro Mujer, she said that she likes the health area.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Antonia es integrante, ella indica que hace cuatro años que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de tienda de barrio; cuenta que este negocio lo emprendió al observar la carencia de este servicio en su zona y decidió solicitar un crédito en Pro Mujer, desde esa fecha trabaja con esta forma de negocio.
El crédito que ahora sacará es para el aumento de capital (compra de arroz, azúcar, aceite, conservas) que adquirirá de las empresas distribuidoras de la Ciudad de El Alto y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es soltera y tiene un hijo.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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