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Karen Maria
Karen is a young woman, just 18 years old, who lives in the city of Barranquilla in the department of Atlántico. She lives with her parents in this city, also known nationally as “la arenosa” (the Sandy City). Her business activity is the buying and selling of products like perfumes, deodorants, colognes, cosmetics, hand and body creams, clothes and shoes for ladies and gentlemen. She acquires these products by orders from catalogue magazines and she also brings them from the city of Medellín, of the department of Antioquia, Colombia. She buys with cash and on credit. She also sells for cash and on credit, to neighbors, friends and relatives. She started this business one year ago, which she learned as a girl, helping her aunt and her mother who also made a living at this type of business.

This is her first Kiva loan with Fundación Mario Santo Domingo which she will apply to the purchase of cosmetics, perfumes, clothing and shoes that her customers have ordered from her. With this investment she hopes to continue to increase her capital, give more time to her customers, increase her help to her parents and to be able to complete her technical studies.
View original language description ↓
Karen es una joven de escasos dieciocho (18) años de edad, que vive en la ciudad de Barranquilla, departamento del Atlántico. Reside con sus padres en esta ciudad, conocida nacionalmente también como “la arenosa”. Su actividad de negocio es la compra y venta de productos como perfumes, desodorantes, colonias, cosméticos, cremas de manos y cuerpo, ropa y calzado para damas y caballeros. Estos productos los adquiere por pedidos de revistas de catalogos, y también los trae de la ciudad de Medellin , del departamento de Antioquia, Colombia. Compra de contado y a crédito. Vende también de contado y a crédito, a vecinos, amigos y familiares. Desde hace un (1) año inició este negocio, el cual lo aprendió desde niña, ayudando a su tía y a su mamá que también se dedican a este tipo de negocios. Este es su primer credikiva con la Fundación Mario Santo Domingo, el cual lo aplicará en la compra de cosméticos, perfumes, ropas y calzado que le han pedido sus clientes. Con estas inversiones espera seguir aumentando su capital, darles mas plazo a sus clientes, aumentar su ayuda a sus padres,y poder culminar sus estudios técnicos.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.


About Colombia

  • $6,070
    Average annual income
  • 147
    View loans »
    Colombia Loans Fundraising
  • $12,811,350
    Funds lent in using Kiva
  • 1,882.5
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Karen Maria to buy cosmetics, perfumes, clothes and shoes that her customers have ordered.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jul 19, 2013
Jul 27, 2013
Currency Exchange Loss:
Mar 29, 2014