Colque Patha Group
The loan they’ll take out will benefit small micro businesswomen like Estefa. She indicates that she’s been part of Pro Mujer for ten years having joined thanks to an invitation from a girlfriend who is a member of the institution. She currently has a call center and says she learned this business years ago when she joined Pro Mujer; noting that it was a good business she started it in her zone.
The loan she’ll take out now is to increase capital. She will buy phone cards at wholesale from suppliers in the city of El Alto and then resell them in her sales space. This way of working allows her to earn income to support her home however possible since she’s married and has two children. When asked what she likes about Pro Mujer, she answers that she likes the training and the credit.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Estefa es integrante, ella indica que hace diez años que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de atención de punto de llamadas; cuenta que este negocio lo aprendió hace varios años atrás desde su ingreso a Pro Mujer, al observar que era un buen negocio lo emprendió en su zona.
El crédito que ahora sacará es para el aumento de capital (compra de tarjetas telefónicas por mayor) que adquirirá de las empresas distribuidoras de la Ciudad de El Alto y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones y el crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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