José earns income in summer that supports his family. He's now teaching his children to farm and do construction work so they'll be able to support themselves and earn a living through work.
José is applying for a loan from the Fundación Campo [Campo Foundation] to purchase eight bags of manure and other supplies such as herbicides for weed control. The loan funds will allow José to plant a good corn crop and achieve a good yield at harvest time. He'll have to travel 16 kilometers in a pickup truck to purchase the supplies.
The corn crop currently needs fertilizer to reach José's projected production and allow him to grow staple grains for his family to eat. With this fertilizer, José will be able to work his crops as he's done since he was a child and earn an income for his family. Last year's harvest only met other financial needs. With the support José is receiving now from the Fundación Campo, however, he'll be able to plant basic grains and provide his family with food as well as income to meet the needs of his wife and children.
After José pays off this loan, he'll apply for another one and use those funds to purchase building materials for a wall in his house. He plans to do this project himself and take care of one of his family's needs.
El préstamo que esta solicitando a Fundación Campo, es para comprar 8 sacos de abono y otros productos como herbicidas para el control de malezas del cultivo. Así, plantar una buena milpa y obtener una buena producción en la cosecha. Para adquirir estos insumos debe viajar en pick-up una distancia de 16 kilómetros para llegar hasta el lugar donde encuentra los productos que necesita.
En este momento la milpa necesita del fertilizante para lograr obtener la producción proyectada, y así tenga la oportunidad de cultivar los granos básicos para el consumo de su familia. Y así el cliente podrá dedicarse a sus cultivos que es lo que desde niño realiza, y es una forma de generar ingresos a su familia, ya que en el año pasado la producción solo sirvió para solventar otras necesidades financieras pero con el apoyo que hoy le brinda fundación campo, podrá sembrar sus granos básicos y obtener el alimento de su familia como también un ingreso para cubrir sus necesidades de sus hijos y esposa.
Él piensa en que después de pagar este crédito, sacar otro y destinarlo a la compra de materiales para construir un muro en su casa donde vive, él mismo se encargaría de hacerlo y cubrir una de las necesidades de su hogar.
More information about this loan
This loan is part of a CrediCampo project to help rural farmers living in extreme poverty plant basic grains to feed their families. Excess product is sold on the local market. These loans are smaller than the typical loans offered by this field partner, and guarantee requirements are also reduced. Individuals who receive this type of loan also get access to technical assistance, information on good environmental practices and increased access to farm inputs like fertilizer. This is considered a high risk loan due to the population and loan purpose, and CrediCampo is one of the very few institutions in El Salvador willing to working with these farmers.
About CrediCampoThis loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.
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Success!! The loan was 100% repaid