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Afi Holali
Mrs. Afi Holali A. was born in Kamina, a small village in Togo, on June 20, 1980. She is married and the mother of two children. She currently lives in Lomé and sells health products. Since 2004 she has been involved with the American products GNLD. Seeing the profit in this product range, she stopped selling other products to specialize solely in the sale of GNLD products. In terms of marketing, she already has a clientele whom she supplies from her own home. She also makes sales by walking around, which means the products run out quickly. She would like to have a greater selection of products and for this she needs to increase her capital, hence the request for this first-time loan.

Translated from French by Sarah Llewellyn, Kiva Volunteer.


Madame A. Afi Holali est née à Kamina, un petit village du TOGO le 20 juin 1980. Elle est mariée et est mère de deux enfants. Elle vit aujourd’hui à Lomé et revend les produits de santé. Depuis 2004, elle y associa les produits américains GNLD. Voyant la rentabilité de cette gamme de produit, elle abandonna la vente des autres produits et se spécialise uniquement dans la vente des produits GNLD.
Pour la commercialisation elle disposait déjà d’une clientèle qui se ravitaille chez elle à la maison. De plus elle est ambulante ce qui fait que ses produits s’écoulent rapidement. Elle voudrait diversifier ses produits et pour cela elle a besoin d’augmenter son capital d’où la demA. de ce premier prêt.

Additional Information

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!

About Togo

  • $1,700
    Average annual income
  • 1
    View loans »
    Togo Loans Fundraising
  • $8,591,600
    Funds lent in using Kiva
  • 420.8
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD