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Pedro Telmo
Pedro, 42, lives with his life partner and their five children. He is a farmer, who grows corn and beans. He has been farming for 20 years and has garnered valuable experience which has led to better harvests. His land is located in an agricultural zone, and he sells his crops in the surrounding areas. He has regular customers because he offers quality products at affordable prices and unequaled service. He also works as a day laborer at a nearby farm to earn extra income for his household.

Pedro is dedicated to his trade and is always willing to work hard to achieve success. He wants to take advantage of increased business to raise production and earn more income. He needs to buy supplies, but he lacks sufficient funding. He has applied to INTEGRAL for a loan to buy seed, manure, insecticide, tools, fertilizer, and more. Pedro is certain that this will will enable him to give his family the life they deserve.
View original language description ↓
Pedro de 42 años de edad vive junto a su compañera de vida y sus cinco hijos; él se dedica a la agricultura específicamente al cultivo de maíz y frijol, tiene 20 años de trabajar en este rubro y se ha hecho de experiencia muy valiosa que le permite obtener las mejores cosechas , el terreno de cultivo está ubicado en una zona de incidencia agrícola, él comercia en todas las zonas aledañas y ya tiene mucha clientela fija, estas personas siempre prefieren su producto pues es de calidad y a precios realmente accesibles además el servicio es inigualable, adicional a su trabajo en el campo también trabaja de jornal en una finca cerca de su casa que le da ganancias extras para el mantenimiento del hogar; Pedro es un hombre dedicado a su labor, luchador siempre dispuesto a trabajar duro para alcanzar el éxito, quiere aprovechar el auge de su negocio para aumentar la producción y así poder tener mejores ganancias, necesita invertir en insumos pero no posee de capital suficiente por eso le solicita a INTEGRAL un crédito que le permita comprar semilla, abono, insecticida, herramienta, fertilizantes, etc. Pedro tiene la confianza que así podrá darle a su familia la vida que se merecen.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 655
    View loans »
    El Salvador Loans Fundraising
  • $26,126,475
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Pedro Telmo to buy seed, manure, insecticide, tools, fertilizer, etc.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jul 3, 2013
Listed
Jul 25, 2013
Currency Exchange Loss:
N/A
Ended:
Apr 16, 2014