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Genia Lizeth
Genia is a 28 year old young woman. She is a merchant and a farmer. She has two children, and one of them is in elementary school. Her life partner is a farmer. He grows vegetables, corn, beans, and coffee. He also prepares coffee nurseries.

She only has a fifth grade education. She was not able to finish because of the lack of financial support from her parents. She also has a small grocery store, which is another means of income that helps her cover some of the household expenses like food, some medications, and clothing, among other things.

One of the challenges that people working in agriculture have is the rise of the prices of the agricultural supplies they use to take care of and maintain their crops. That is why she has requested a financial support from COMIXMUL. The loan is to be able to buy what she needs and to clear the pests from her harvests, avoiding contagious illnesses and others.

Her dreams are to see her children grow and become professionals with university degrees. She wants to see them with their own businesses or small businesses that help with their own growth and that of their families.
View original language description ↓
Genia es una joven de 28 años de edad la cual es comerciante y agricultora madre de 2 hijos de los cuales uno de ellos está en primaria. En compañía de su compañero de hogar se dedican a la agricultura: siembra hortalizas, maíz, frijol, café y elaboración de viveros de café. Ella solo tiene un grado de educación de primaria cursado hasta el 5 grado la cual no pudo terminar por la falta de apoyo economice por parte de sus padres. Ella también tiene una pulpería pequeña la cual es un medio más de ingresos la cual le ayuda para cubrir algunos gastos en el hogar como: alimentación, medicinas con algunas restricciones, vestimentas, entre otros.

Uno de los desafíos que las personas que se dedican a la agricultura tienen es la alza de los precios en cuanto a los insumos agrícolas que utilizan para dar asistencia técnica y mantenimiento a sus cultivos por lo cual ella ha solicitado a COMIXMUL un apoyo económico para poder comprar lo necesario y limpiar de plagas sus cosechas evitando que sean contagiadas con enfermedades y otras.

Sus sueños es ver a sus hijos crecer y verlos convertidos en profesionales, con carreras universitarias, con sus propios negocios o micro empresas que ayuden al desarrollo propio y el de sus familias.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 22
    View loans »
    Honduras Loans Fundraising
  • $8,201,950
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,425 helped Genia Lizeth to buy agricultural supplies for her crops.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jul 10, 2013
Listed
Jul 24, 2013
Currency Exchange Loss:
Possible
Ended:
Aug 17, 2014