This loan will benefit small entrepreneurs such as Sra. Juana. She says that this is the first time she has joined Pro Mujer after receiving an invitation from a friend who is also a member of the organization. Juana currently has a sewing business and also sells the clothing that she makes. She started this business 40 years ago when she first learned the art of sewing. Later on, she decided to acquire her own space where she could sell independently.
The loan she is receiving now will be used to increase her capital for buying fabrics. She will acquire her supplies at the fairs in the city of El Alto and then use them to make her products at her retail space. Working in this manner enables her to generate income for maintaining her household. Juana is married and has 12 children.
When asked what she likes about Pro Mujer, Juana said that she enjoys the loans and the savings.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Juana es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de costura y venta de ropa; este negocio lo emprendió hace cuarenta años aprendiendo primeramente el arte de la costura, posteriormente decide emprender su propio espacio de venta independiente.
El crédito que ahora sacará es para el aumento de capital (compra de telas) que adquirirá de las ferias de la ciudad de El Alto y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene doce hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el crédito y el ahorro.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid