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Nevaditas Group
In this Group: Juana Ubaldina, Veronica, Ruth , Marisol , Jesusa, Sofía , Selma, Paola Viviana
The Communal Bank “Nevaditas” is starting its 15th loan cycle with Pro Mujer as part of the Villa Exaltación Community Center. This group consists of eight members and is led by a Board of Directors headed by Sra. Juana as its president. The members of this Communal Bank engage in different businesses such as selling tennis shoes, selling clothes, preparing snacks, selling mobile phones, selling general merchandise, selling CDs, and selling appliances.


This loan will benefit small entrepreneurs such as Sra. Juana. She says that this is the first time she has joined Pro Mujer after receiving an invitation from a friend who is also a member of the organization. Juana currently has a sewing business and also sells the clothing that she makes. She started this business 40 years ago when she first learned the art of sewing. Later on, she decided to acquire her own space where she could sell independently.


The loan she is receiving now will be used to increase her capital for buying fabrics. She will acquire her supplies at the fairs in the city of El Alto and then use them to make her products at her retail space. Working in this manner enables her to generate income for maintaining her household. Juana is married and has 12 children.


When asked what she likes about Pro Mujer, Juana said that she enjoys the loans and the savings.

View original language description ↓
La A.C. “NEVADITAS” iniciará el décimo quinto ciclo en Pro Mujer, como parte del Centro Focal de Villa Exaltación, está compuesta por ocho integrantes y está dirigida por una mesa directiva donde la señora Juana es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: venta de tenis, venta de ropa, elaboración de masitas, venta de celulares, venta de artículos varios, venta de CD’s, venta de artefactos.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Juana es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de costura y venta de ropa; este negocio lo emprendió hace cuarenta años aprendiendo primeramente el arte de la costura, posteriormente decide emprender su propio espacio de venta independiente.

El crédito que ahora sacará es para el aumento de capital (compra de telas) que adquirirá de las ferias de la ciudad de El Alto y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene doce hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el crédito y el ahorro.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 182
    View loans »
    Bolivia Loans Fundraising
  • $31,008,200
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Nevaditas Group's $3,250 loan helped a member to buy fabric for making clothes.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 26, 2013
Listed
Jul 26, 2013
Currency Exchange Loss:
Covered
Ended:
Nov 18, 2013