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Naboth is aged 38 and married. He has three children, all of whom attend school. He is a farmer, mainly growing coffee, matooke, maize and beans, for commercial purposes and home consumption. It is from agriculture that he gets money to look after his family.

Naboth has applied for a loan of UGX 2,000,000 (two million shillings). He will use this amount to buy materials for completing his residential house. He plans to pay back the loan in installments, using the income from agriculture. He wants to see his family living in a modest environment that is conducive to their well-being.

His major challenge is the changeable weather conditions affecting production of crops, as well as the price fluctuations on the market.

Additional Information

More information about this loan

This loan is part of UGAFODE”s Micro Mortgage Loan program.  Many of these clients are currently renting and these loans allow them to own their home and provide for their families. This may be their first home, or renovation to homes not fit for habitation.  By building and renovating, borrowers who utilize these loans have improved health and safety through a stronger structure and better protection from the elements.  UGAFODE offers these loans to cover essential costs like labour and material so borrowers can provide adequate shelter and sanitation facilities for their families.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Uganda

  • $1,800
    Average annual income
  • 228
    View loans »
    Uganda Loans Fundraising
  • $31,013,475
    Funds lent in using Kiva
  • 2,581.8
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Naboth to buy building materials for completing his residential house.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jul 2, 2013
Jul 27, 2013
Currency Exchange Loss:
Apr 16, 2014