Florence is 57 years old and has two children, with her husband James. They live in Teshie. Florence has owned a grocery store for the past eight years, and this is her family's main source of income. When she started her business, she used the small amount of money that she had saved to buy rice, sugar, milk, and other provisions to sell and generate profits. She currently has more products. She is very happy with her business because, with time, it has become a favorite and well-known neighborhood store. Florence is standing on the left hand side of the photograph and, with her, is her group leader Florence. One of her long-term goals is to build her home with better materials and improve her family life. This is her first Kiva loan and her seventh loan from ID-Ghana. She promises to make her payments on time. She applied for a loan of GHS 2,500 to buy one bag of rice, one bag of sugar, and boxes of milk, soap and cereal to sell, because these products are in high demand.
About ID Ghana
ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.