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Zamira is 44 years old, married, and has four children. She has a high-school education and works in the local post-office. Her spouse helps around the house. Zamira has bred cattle since 1998 when she began her business with 20,000 som. The farm consists of one milk cow, three calves, and 1.5 hectares of land for planting cabbage and tomatoes. She earns 10,000 som per month from her livestock and crops. She receives additional income from her eldest daughter who lives and works in Russia. Zamira would like to own more livestock, so she asked the microfinance institution Bai Tushum and Partners for a loan of 80,000 som in order to buy cows and fertilizers. With the proceeds from the loan, Zamira wants to continue to raise cattle and grow crops.
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Замира, 44 года, замужем, имеет 4 детей. Образование-среднее, работает в местной почте-почтальоном. Супруг помогает по хозяйству. С 1998 года Замира занимается разведением скота, начав этот бизнес с 20 000 сом (KGS). В хозяйстве имеет: 1 дойную корову и 3 теленка, а также имеет земельный надел в размере 1,50 ГА, на которой сажает капусту и помидоры. Ежемесячный доход от скотоводства и полеводства составляет 10 000 сом (KGS). Дополнительным доходом являются денежные переводы с России, там живет и работает старшая дочь Замиры. В целях увеличения поголовья скота Замира обратилась в микрофинансовый Банк «Бай-Тушум и Партнеры» за кредитом, в сумме 80,000 сом (KGS) на покупку коров, а также удобрений для обработки земли. На доходы от кредита Замира хочет также разводить скот и и заниматься полеводством.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 58
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,880,625
    Funds lent in using Kiva
  • 49.0
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,650 helped Zamira to buy cows and fertilizers.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jul 18, 2013
Jul 29, 2013
Currency Exchange Loss:
Jan 18, 2015