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Shoukat is a 43-year-old man, living with his family in Lahore, Pakistan. He works hard to provide better living standards to his three children by selling gift hampers and decoration pieces. He purchases all gifts and decoration pieces from the market and then sells them it to the general public. Most of the sales he makes are at festivals, occasions and ceremonies. He has become famous for providing good quality gifts and has retained many customers. He earns enough money to support a decent life.

To further improve his business, Shoukat has requested a loan of 100,000 Pakistani Rupees to buy more gift hampers and decoration pieces to increase his sales. This is Shoukat's first loan and he is sure that he will pay all the loan installments on time.

Shoukat is very experienced in his business and confident that his business will move in a positive direction as a result of the loan investment. Shoukat is very thankful to Kiva’s field partner, BRAC Pakistan.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.


About Pakistan

  • $4,700
    Average annual income
  • 371
    View loans »
    Pakistan Loans Fundraising
  • $15,689,950
    Funds lent in using Kiva
  • 100.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Shoukat to buy gift hampers & decoration pieces to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 19, 2013
Jul 26, 2013
Currency Exchange Loss:
Sep 3, 2014