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Riyo is a prospective student at the Academy of Maritime Nusantara who wants to work in a major port, either in Indonesia or abroad. The father of Riyo only works as a construction worker and his income is uncertain. His mother works as an employee in one of the private hospitals in Cilacap. The parents have only enough revenue to finance the day-to-day family expenses. Riyo still has one brother for his parents to raise. With his education, Riyo wants to help his parents for the betterment of his family. With the Student Loan program from Kiva, he wants to continue his studies. He is very grateful to all investors of Kiva who help with his studies even though they do not know him personally.

Additional Information

More information about this loan

This loan is part of a YSBS higher education program through affiliate YPPK designed to help high-achieving high school graduates afford higher education at a top maritime academy. Akademi Maritim Nusantara trains students in ship engineering, nautical science, and maritime economics, and helps them find jobs after graduation. By funding this zero-interest loan, you are supporting a student who couldn’t otherwise afford higher education. Students are expected to repay in monthly installments after they are employed.

Please be advised that this loan might carry a grace period while the student is in school that may result in a lengthy loan term. Please refer to the Repayment Schedule before making this loan.

About Yayasan Sosial Bina Sejahtera (YSBS)

Yayasan Sosial Bina Sejahtera (YSBS) is a non-governmental organization that has worked on poverty reduction, food security, gender issues, education, public health, and climate change in Central Java, Indonesia for over 40 years. Kiva lenders can fund tuition loans for students attending YSBS’ maritime academy and senior vocational high school to help them launch their careers, or enterprise loans for rural groups of women participating in the organization’s microfinance program.

About Indonesia

  • $5,200
    Average annual income
  • 30
    View loans »
    Indonesia Loans Fundraising
  • $5,214,575
    Funds lent in using Kiva
  • 10,078.4
    Indonesia Rupiahs (IDR) = $1 USD