Ela is 51 years old and married with two children. She has a small garden where she grows tomatoes, cucumbers and melons that she can sell in her community or at the market. She has been doing this for five years.
Ela needs a loan to buy a garden spade, fertilizer, a pickaxe, a garden hose and vegetable seeds. She has been a member of SBPD since 2012. Ela will use the profits from her sales to pay her children's school fees and to support her family financially.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.