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Marselina is from Cilacap, an area located on the south coast, with a nice view of the beach and the island in sight. There is also a port in Cilacap for ships, Marselina want to be a native daughter who can work and build her own country. Marselina’s hobby is the sport of boxing. She is a prospective student at the Academy of Maritime Nusantara where she will take the program of management of commerce and harbor administration. Marselina's parents work as farmers and with cattle. Their income is not fixed and depends on weather factors. Marselina is eager to help ease the burden of her parents with a program loan from Kiva. She wants to follow this program. Marselina wants to finish school and get a job quickly at a port in her own country. Marselina says thanks to Kiva lenders who with these loans, can help her with her studies for three years.

Additional Information

More information about this loan

This loan is part of a YSBS higher education program through affiliate YPPK designed to help high-achieving high school graduates afford higher education at a top maritime academy. Akademi Maritim Nusantara trains students in ship engineering, nautical science, and maritime economics, and helps them find jobs after graduation. By funding this zero-interest loan, you are supporting a student who couldn’t otherwise afford higher education. Students are expected to repay in monthly installments after they are employed.

Please be advised that this loan might carry a grace period while the student is in school that may result in a lengthy loan term. Please refer to the Repayment Schedule before making this loan.

About Yayasan Sosial Bina Sejahtera (YSBS)

Yayasan Sosial Bina Sejahtera (YSBS) is a non-governmental organization that has worked on poverty reduction, food security, gender issues, education, public health, and climate change in Central Java, Indonesia for over 40 years. Kiva lenders can fund tuition loans for students attending YSBS’ maritime academy and senior vocational high school to help them launch their careers, or enterprise loans for rural groups of women participating in the organization’s microfinance program.

About Indonesia

  • $5,200
    Average annual income
  • 18
    View loans »
    Indonesia Loans Fundraising
  • $5,288,425
    Funds lent in using Kiva
  • 10,078.4
    Indonesia Rupiahs (IDR) = $1 USD