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Jonsho has an open heart and is a good family man. He lives with his wife, two daughters, and his mother in Kulyab. He is 38 years old. He is the sole breadwinner for the family. He makes a living by providing home repair services. This is seasonal work and Jonsho sometimes is left without orders. Now Jonsho intends to start another activity that will bring a steady income.

Jonsho has driving experience and he decided to offer taxi services. To this end, he applied for a loan. With the loan and his savings, he wants to buy a car. The duration of his working hours will be from six in the morning to five in the evening. During the day, he will make 15 trips on the town's travel routes.

Thanks to the loan, Jonsho will have his business, bringing a steady income.
View original language description ↓
Чоншо человек с открытым сердцем и хороший семьянин. Он проживает с женой, двумя дочерьми и матерью в городе Куляб. Ему 38 лет. Он является единственным кормильцем семьи. Он зарабатывает на жизнь предоставляя услуги мастера по ремонту домов. Это является сезонной работой и Чоншо иногда остается без заказов. Сейчас Чоншо намерен начать другой вид деятельности, который приносил бы стабильный доход. У Чоншо имеется опыт вождения и он решил предоставлять услуги такси. С этой целью он обратился за кредитом. На сумму кредита и своего сбережения он хочет купить автомашину. Продолжительность его рабочего времени будет составлять с шести утра до пяти вечера. За день он будет делать 15 рейсов по маршрутной линии города. Благодаря кредиту у Чоншо будет бизнес, приносящий стабильный доход.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 206
    View loans »
    Tajikistan Loans Fundraising
  • $29,700,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Jonsho to buy a car in order to offer taxi services.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 17, 2013
Jul 26, 2013
Currency Exchange Loss:
Aug 17, 2014