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Gulzada is 29 years old and married. She has three young children. Gulzada has a high school education. She gets very good reviews from her neighbors. They speak of her as a kind and hardworking woman.

Since 2007, Gulzada as the main source of income for the family has been involved in trade of food products, starting this business with 15,000 som KGS. Through hard work, Gulzada was able to develop and expand her trade. Her activities bring about 20,000 som KGS per month, which is the basis for covering costs of food and household needs for the family. Profit from the business allowed Gulzada to expand her inventory.

In order to further develop her business, Gulzada turned to the microfinance bank Bai-Tushum and Partners for a loan of 100,000 som (KGS) to buy wholesale merchandise for resale, and similarly as additional income for her family.

Gulzada wants to start raising livestock. She plans to purchase lambs. Gulzada plans to invest income from the loan to further increase her business, and in the future wants to do home repairs.
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Гульзаде 29 лет, замужем. Имеет троих несовершеннолетних детей. У Гульзады среднее образование, имеет очень хорошие отзывы от своих соседей. Они отзываются о ней как о доброй и трудолюбивой женщине. Гульзада в качестве основного дохода для своей семьи, с 2007 года занимается торговлей продуктов питания, начав этот бизнес с 15,000 сом KGS. Благодаря упорному труду Гульзады, она смогла развить и расширить свой товар, ее деятельность приносит около 20,000 сом KGS в месяц, что служит основой для покрытия расходов на питание и бытовые нужды семьи. Доходы от бизнеса позволили Гульзаде расширить свой товарооборот. В целях дальнейшего развития своего бизнеса, Гульзада обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на покупку оптовых товаров для дальнейшей перепродажи, а также в целях дополнительного дохода для своей семьи Гульзада хочеть заняться животноводством, она планирует купить ягнят. Доходы от кредита Гульзада планирует вложить в дальнейшее увеличение своего бизнеса, а также в будущем хочет сделать ремонт дома.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 77
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,918,375
    Funds lent in using Kiva
  • 49.0
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,050 helped Gulzada to buy food production for resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 17, 2013
Jul 26, 2013
Currency Exchange Loss:
Aug 17, 2014