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Paulus is currently a student who is taking the program 'nautical science', in a marine academy, namely Maritime Academy Nusantara. He comes from a small village in East Nusa Tenggara, Sallu village to be exact. Paulus is the first child of five children, his father works as an ordinary farmer, his mother is a part-time teacher with minimal income. Given that economic conditions are not enough, Paulus has plans for college. But his father works as a farmer and his mother a teacher, and they must fund studies for the four siblings who are still in school.

Paulus hopes that by obtaining a loan from Kiva, he can continue his studies and his dream to be a professional sailor can be realized, in order to make his mom and his sisters happy. Thanks from Paul to Kiva lenders, who can make it easy for him to achieve a better future.

Additional Information

More information about this loan

This loan is part of a YSBS higher education program through affiliate YPPK designed to help high-achieving high school graduates afford higher education at a top maritime academy. Akademi Maritim Nusantara trains students in ship engineering, nautical science, and maritime economics, and helps them find jobs after graduation. By funding this zero-interest loan, you are supporting a student who couldn’t otherwise afford higher education. Students are expected to repay in monthly installments after they are employed.

Please be advised that this loan might carry a grace period while the student is in school that may result in a lengthy loan term. Please refer to the Repayment Schedule before making this loan.

About Yayasan Sosial Bina Sejahtera (YSBS)

Yayasan Sosial Bina Sejahtera (YSBS) is a non-governmental organization that has worked on poverty reduction, food security, gender issues, education, public health, and climate change in Central Java, Indonesia for over 40 years. Kiva lenders can fund tuition loans for students attending YSBS’ maritime academy and senior vocational high school to help them launch their careers, or enterprise loans for rural groups of women participating in the organization’s microfinance program.

About Indonesia

  • $5,200
    Average annual income
  • 24
    View loans »
    Indonesia Loans Fundraising
  • $5,199,250
    Funds lent in using Kiva
  • 10,078.4
    Indonesia Rupiahs (IDR) = $1 USD