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Sinak's Group
In this Group: Sinak, Pich
Sinak is a 27-year-old young mother of one son who is too young for school. Her family is living in a rural village in Moung Russey district of Battambang province, Cambodia. To make a living, she has been farming rice on two hectares of farmland. She also raises pigs for additional income. Her husband works for other fees to earn extra income.

She has been involved with this business for five years and earns about 23,900 KHR per day. She is a group leader for a 2-person group. This is her second time borrowing from Kiva’s partner VisionFund. She fully repaid her previous loan, which provided her with better living conditions. Now she is seeking a loan of 1,200,000 KHR, while her other group member is applying for 800,000 KHR. She will use her loan portion to buy fertilizer for her farmland and to pay for other fees associated with farming and raising pigs. She hopes this loan will enable her to earn more income from the crop yield and help her pigs grow quickly so they can be sold for a good price.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 37
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • 4,037.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sinak's Group's $500 loan helped a member to buy fertilizer for her farmland.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 21, 2013
Jul 26, 2013
Currency Exchange Loss:
Jul 17, 2014