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Maria Isabel
María Isabel is a housewife and farmer. She does not have children and she lives with her in-laws. She is 23 years old and has a 4th grade education. Along with her husband, she works in agriculture, especially in coffee cultivation. The land that she helps her husband to cultivate is their own.

Like everything in life, there are challenges that slow production and cost money, like transporting agricultural supplies that help protect her coffee crops against blight, pests, and bugs that damage them. Some of her crops are a 30-minute walk from her home and the other part is on the property where her home is located.

She has requested a loan from the COMIXMUL communal bank to buy and transport agricultural supplies that will help her to improve and protect her coffee crops.

Her plans and goals are to improve her coffee crops by becoming more technical and providing the care and assistance that they need to prevent them from being consumed by blight and other bugs.
View original language description ↓
María Isabel es ama de casa y agricultora no tiene hijos y vive en casa de sus suegros con 23 años de edad y un grado de educación primaria cursado hasta el 4 grado. Ella en compañía de su pareja se dedica a la agricultura especial mente al cultivo de café y el terreno que ella ayuda a cultivar a su pareja es propio. Como todo en la vida hay desafíos que son atraso y representan costos para ellos como el ser: el traslado de los insumos agrícolas que ayudan a que sus cultivos de café estén protegidos de la roya, plagas y bichos que lo deterioren. Ella tiene una parte de sus cultivos a una distancia de 30 minutos de camino de su casa de habitación y la otra parte en la propiedad sonde está construida la casa.

Ella ha solicitado a la cooperativa COMIXMUL un financiamiento para la compra y traslado de insumos agrícolas que ayudaran a mejorar sus cosechas de café y a mantenerlas protegidas.

Sus planes y metas son mejorar sus cosechas de café tecnificándolas y dando el cuidado y asistencia que necesitan para evitar que sean consumidas por la roya y otros bichos.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,800
    Average annual income
  • 83
    View loans »
    Honduras Loans Fundraising
  • $8,836,450
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Maria Isabel to buy agricultural supplies and transport them to her coffee crops.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jul 19, 2013
Listed
Jul 24, 2013
Currency Exchange Loss:
Possible
Ended:
Aug 17, 2014