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Emanuel
Emanuel is recorded as a prospective student at the Academy of Maritime Nusantara. He will take the Tehnika program.

Emanuel comes from a remote village, precisely in the village Raburia, Ende, East Nusa Tenggara region. With his marine geographic area, Emanuel is pushed to become a professional technician on a ship.

His parents hope they can help Emanuel, but their income is only enough for their daily needs. His father works as a farmer, and he has to fend for his four children.

Given the condition of his family, Emanuel hopes for the Student Loan Program from Kiva, in order to help finance his studies and ease the burden on his parents. He hopes to make happy the people he cares about, especially his parents.

Emanuel is very grateful to Kiva investors from all over the world because they are helping him to achieve a better future.

Additional Information

More information about this loan

This loan is part of a YSBS higher education program through affiliate YPPK designed to help high-achieving high school graduates afford higher education at a top maritime academy. Akademi Maritim Nusantara trains students in ship engineering, nautical science, and maritime economics, and helps them find jobs after graduation. By funding this zero-interest loan, you are supporting a student who couldn’t otherwise afford higher education. Students are expected to repay in monthly installments after they are employed.

Please be advised that this loan might carry a grace period while the student is in school that may result in a lengthy loan term. Please refer to the Repayment Schedule before making this loan.

About Yayasan Sosial Bina Sejahtera (YSBS)

Yayasan Sosial Bina Sejahtera (YSBS) is a non-governmental organization that has worked on poverty reduction, food security, gender issues, education, public health, and climate change in Central Java, Indonesia for over 40 years. Kiva lenders can fund tuition loans for students attending YSBS’ maritime academy and senior vocational high school to help them launch their careers, or enterprise loans for rural groups of women participating in the organization’s microfinance program.

About Indonesia

  • $5,200
    Average annual income
  • 25
    View loans »
    Indonesia Loans Fundraising
  • $5,203,350
    Funds lent in using Kiva
  • 10,150.6
    Indonesia Rupiahs (IDR) = $1 USD