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Poly is a prospective student of the Academy of Maritime Nusantara. He took the Nautical program in accordance with the department while in high school. He's the first child of four children. His father works as a merchant. The income received is very minimal, sometimes lacking for everyday needs. However, all parents want their children to get a good education for the sake of their future. As the first child, Poly is expected to complete his studies quickly. Due to family circumstances and the expectations of his parents, Poly is applying for a loan from Kiva to help him pay for his studies. Poly hopes to finish his studies and quickly get the job he aspires to as a reliable captain, in order to help his three sisters with financing to complete their schooling.

Additional Information

More information about this loan

This loan is part of a YSBS higher education program through affiliate YPPK designed to help high-achieving high school graduates afford higher education at a top maritime academy. Akademi Maritim Nusantara trains students in ship engineering, nautical science, and maritime economics, and helps them find jobs after graduation. By funding this zero-interest loan, you are supporting a student who couldn’t otherwise afford higher education. Students are expected to repay in monthly installments after they are employed.

Please be advised that this loan might carry a grace period while the student is in school that may result in a lengthy loan term. Please refer to the Repayment Schedule before making this loan.

About Yayasan Sosial Bina Sejahtera (YSBS)

Yayasan Sosial Bina Sejahtera (YSBS) is a non-governmental organization that has worked on poverty reduction, food security, gender issues, education, public health, and climate change in Central Java, Indonesia for over 40 years. Kiva lenders can fund tuition loans for students attending YSBS’ maritime academy and senior vocational high school to help them launch their careers, or enterprise loans for rural groups of women participating in the organization’s microfinance program.

About Indonesia

  • $5,200
    Average annual income
  • 19
    View loans »
    Indonesia Loans Fundraising
  • $5,296,650
    Funds lent in using Kiva
  • 10,150.6
    Indonesia Rupiahs (IDR) = $1 USD