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Rafelly is a prospective student of the Nusantara Maritime Academy. The program he will take is the Management Commerce and Harbour Administration. Rafelly wants to become an expert in the field of shipping and administration so he can work in the port. Rafelly is the first child of four siblings from the island of Batam. Batam Island, including the island provinces; namely Riau Islands, is located on the west side of Indonesia. His father works as a self-employed labourer with no fixed income. Rafelly hopes to obtain a loan from Kiva investors. He wants to finish his education with no problems so he can ease the burden on his parents who finance his life. He wants to quickly get a job in order to finance schooling for his two sisters and one brother.

Rafelly is very grateful to Kiva investors who help finance his studies.

Additional Information

More information about this loan

This loan is part of a YSBS higher education program through affiliate YPPK designed to help high-achieving high school graduates afford higher education at a top maritime academy. Akademi Maritim Nusantara trains students in ship engineering, nautical science, and maritime economics, and helps them find jobs after graduation. By funding this zero-interest loan, you are supporting a student who couldn’t otherwise afford higher education. Students are expected to repay in monthly installments after they are employed.

Please be advised that this loan might carry a grace period while the student is in school that may result in a lengthy loan term. Please refer to the Repayment Schedule before making this loan.

About Yayasan Sosial Bina Sejahtera (YSBS)

Yayasan Sosial Bina Sejahtera (YSBS) is a non-governmental organization that has worked on poverty reduction, food security, gender issues, education, public health, and climate change in Central Java, Indonesia for over 40 years. Kiva lenders can fund tuition loans for students attending YSBS’ maritime academy and senior vocational high school to help them launch their careers, or enterprise loans for rural groups of women participating in the organization’s microfinance program.

About Indonesia

  • $5,200
    Average annual income
  • 35
    View loans »
    Indonesia Loans Fundraising
  • $5,218,725
    Funds lent in using Kiva
  • 10,150.6
    Indonesia Rupiahs (IDR) = $1 USD