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Titik will come in as a Nusantara Maritime Academy student, taking management programs in Commerce and Harbor Administration. Titik wants to become an expert in the field of shipping and administration to work in the port. She's a first child with two brothers, but her brother has died. Titik has long had separated parents. Her mother is just a regular worker, and her father left them and her mother. Titik is currently living with her uncle, because her mother was no longer able to support her. Titik wants to continue her education so that, after finishing college, she can help her mother and uncle. Titik's expectation is to obtain a loan from Kiva investors so she can finish her education smoothly and can lighten the burden on her uncle. She wants to quickly get to work.

Titik is very grateful to Kiva investors who will help finance her study.

Additional Information

More information about this loan

This loan is part of a YSBS higher education program through affiliate YPPK designed to help high-achieving high school graduates afford higher education at a top maritime academy. Akademi Maritim Nusantara trains students in ship engineering, nautical science, and maritime economics, and helps them find jobs after graduation. By funding this zero-interest loan, you are supporting a student who couldn’t otherwise afford higher education. Students are expected to repay in monthly installments after they are employed.

Please be advised that this loan might carry a grace period while the student is in school that may result in a lengthy loan term. Please refer to the Repayment Schedule before making this loan.

About Yayasan Sosial Bina Sejahtera (YSBS)

Yayasan Sosial Bina Sejahtera (YSBS) is a non-governmental organization that has worked on poverty reduction, food security, gender issues, education, public health, and climate change in Central Java, Indonesia for over 40 years. Kiva lenders can fund tuition loans for students attending YSBS’ maritime academy and senior vocational high school to help them launch their careers, or enterprise loans for rural groups of women participating in the organization’s microfinance program.

About Indonesia

  • $5,200
    Average annual income
  • 31
    View loans »
    Indonesia Loans Fundraising
  • $5,206,950
    Funds lent in using Kiva
  • 10,150.6
    Indonesia Rupiahs (IDR) = $1 USD