Warmicuna Llanqanchis Group
Update on Warmicuna Llanqanchis GroupThese are members of the "WARMICUNA LLANQANCHIS" communal bank in the district of Anta, which belongs to Anta province and Cusco department.
The featured member is Luciana, who is a 46-year-old married woman with 4 children. She divides her time between her daily activities and her business breeding small animals such as chickens and guinea pigs. She has been running her business for quite a while and it is doing well as a result of the hard work which she puts in every day. Luciana sells the chickens at one of the local fairs. She is a responsible person with a great desire to continue working on behalf of her family.
She is seeking a loan to buy chickens and guinea pigs for her business.
Other members of the group sell small animals, run a grocery shop, breed chickens, breed guinea pigs, sell vegetables and sell food, while other members are teachers.
Adriana is grateful to those who are helping her achieve her dream in this way and is committed to making her repayments within the set term.
La socia es la Sra.Luciana, ella es casada tiene 46 años de edad y tiene 4 hijos; La socia alterna sus actividades diarias con el negocio de crianza de animales menores como pollos y cuyes,la socia lleva buen tiempo en este negocio el cual le va bien gracias al empeño que le pone cada dia,la socia vende los pollos en una de las ferias de la zona,la socia es una persona responsable con muchas ganas de continuar trabajando por su familia.
La socia solicita el crédito para la compra de pollos y cuyes para su negocio.
Los otros socios se dedican a la venta de animales menores, tienda de abarrotes, crianza de pollos ,crianza de cuyes, venta de hortalizas, venta de comida y otros socios que son profesores.
La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.
Previous Loan DetailsThese members belong to the "Warmicuna Llanqanchis" communal bank. The bank is located in the district of Anta, which belongs to the province of Anta and the department of Cusco. Margarita is 54 years old and married. She alternates her daily activities with her business raising small animals ... More from Warmicuna Llanqanchis Group's previous loan »
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid