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Anyak and his family live in the village of Tsavi which is in the Sunik region. Anyak is locksmith and a tractor-driver. He has worked as a tractor-driver in his native village for many years. He is married and has two daughters, who are also married and live separately. He also has a son, who together with his father. is engaged in farming activities.

Both Anyak and his son also work at their local forest preserve as inspectors.

Father and son manage farming very well and with pleasure. On the farm they have a cow, a calf, four piglets and ten chickens. Their monthly income that they receive from the sale of farm products covers their basic needs and farm expenses, but it is not sufficient to grow his farm and increase the profit. So Kiva lenders are his only hope. Anyuk asks for a loan in order to buy eight piglets and the animal fodder to feed them. This purchase, he thinks, will give him a chance to sell a lot of pork to Kapan butchers and to earn a good profit from it.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 116
    View loans »
    Armenia Loans Fundraising
  • $14,056,400
    Funds lent in using Kiva
  • 410.7
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Anyak to buy eight piglets and animal fodder in order to enlarge his swine breeding operation and to receive a good profit.
100% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
Jun 21, 2013
Jul 25, 2013
Currency Exchange Loss:
Jun 17, 2014