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Haleema's Group
In this Group: Haleema, Anwar, Iram
Haleema lives in Lahore, Pakistan. She has her hand raised in the photograph. Haleema is a responsible mother to her five children and is an active BRAC Pakistan borrower.

Haleema's husband has been in the business of selling milk since 2000. His business is the sole source of income for the family. He purchases milk from the dairy farm and sells it at the local market.

Haleema's husband needs to purchase more milk to continue his business, but he faces financial constraints. Therefore, Haleema, who is a member of a three-person loan group, has requested a loan from Kiva's partner, BRAC Pakistan. The loan will not only help Haleema's husband expand his milk-selling business but will also increase his net income and savings.

Haleema desires to provide her children with a quality education. She is very thankful to Kiva and BRAC Pakistan.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $3,004
    Average annual income
  • 156
    View loans »
    Pakistan Loans Fundraising
  • $13,278,425
    Funds lent in using Kiva
  • 100.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Haleema's Group's $1,200 loan helped a member to purchase milk from the farm to resell.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jul 15, 2013
Jul 24, 2013
Currency Exchange Loss:
Jun 17, 2014