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Zoirjon is a young married man of 22. He lives with his wife, daughter, parents and younger brother in the Rudaki region. Zoirjon's father is a migrant worker in Russia. All the family expenses are now on his shoulders. Zoirjon also wants to start working. Since he has his driver's license and driving experience, he is going to start passenger transport services.

Remittances from Zoirjon's father come to a small amount, only 5,000 TJS. He still needs a sum of money USD$1,200. Zoirjon is requesting this amount as a loan. He wants to buy a compact minivan of the brand Hafei Zhongyi to start passenger transportation services.

Zoirjon plans to work from nine in the morning until nine at night along the transport routes of his district and to make eight trips per day. He will be very grateful for the support.
View original language description ↓
Зоирчон молодой женатый человек в возрасте 22-х лет. Он живет с женой, дочерью, родителями и младшим братом в районе Рудаки. Отец Зоирчона работает мигрантом в России. Все расходы семьи сейчас на его плечи. Зоирчон хочет тоже начать работать. Так как у него имеются водительские права и опыт вождения, он собирается заняться услугой по перевозке пассажиров. Зоирчон за счет денежных переводов отца отложил немного денег в размере 5000 TJS. Он нуждается в денежной сумме еще в размере 1200 долларов США. Зоирчон запрашивает данну сумму в кредит. Он хочет купить малогабаритный микроавтобус марки Hafei Zhongyi для начала услуги по перевозке пассажиров. Зоирчон планирует работать с девяти утра до девяти вечера по маршрутной линии своего района и совершать в день 8 рейсов. Он будет очень признателен за поддержку.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 105
    View loans »
    Tajikistan Loans Fundraising
  • $29,901,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Zoirjon to purchase a compact minivan of the brand Hafei Zhongyi to start passenger transportation services.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jul 17, 2013
Jul 26, 2013
Currency Exchange Loss:
Aug 17, 2015