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Musarat is a 38-year-old married woman living in the area of Lahore, Pakistan, with her family. She owns a small general store in which she offers biscuits, bubbles and chocolates to the kids of her hometown. She has successfully built her business with the support of BRAC Pakistan. She is in her 5th loan cycle.

Previously, she took a loan to purchase various goods for her general store that allowed her to fulfill the clients' demands more professionally and efficiently, and she earned a reasonable amount of profit to cover her household expenses. Currently, most of the inventories have been sold out due to a lot of demand from her customers, but she does not have sufficient capital to buy new inventory.

Musarat applied for a new loan of 50,000 PKR to purchase a stock of biscuits, bubbles, chocolates and further grains, rice and cleaning products, including soaps and shampoos. It will help her to meet the demands of her customers without failure. She is very experienced and has good contacts in the market. With this loan, she will definitely expand her business and income level. She is very thankful to Kiva's field partner, BRAC Pakistan.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

About Pakistan

  • $4,700
    Average annual income
  • 253
    View loans »
    Pakistan Loans Fundraising
  • $14,728,150
    Funds lent in using Kiva
  • 100.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Musarat to buy biscuits, bubbles and chocolates to sell.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jul 16, 2013
Jul 24, 2013
Currency Exchange Loss:
May 17, 2014