Sn is shown in the photo in front of her own house in the Prey Chor district of Kompong Cham province. She is 48 years old and a widowed mother of a child. To make a living, she has been farming for more than 20 years, and it has become the sole source of her family’s income. She manages to cover some of the household expenses and keep some savings for the future growth of her farming business.
She is requesting a loan amounting to KHR 2,000,000 to buy some needed supplies like seeds and fertilizers, and to pay the labor cost of plowing her paddy fields. She hopes to have better results from this harvest, and thereby increase her annual income.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.