Conchan (Cuenca) Group
Rosa Elvira is a founding member of the Conchan communal bank. She likes sharing with her friends and colleagues. They have the same objective, which is to get ahead with their families. Rosa Elvira, age 55, is divorced. However, she and her husband had seven children. Five of them are married and live independently. Her two single children work and help her financially. She lives in her own house.
Rosa Elvira is a farmer. She uses what she harvests for her household and for sale. She also raises guinea pigs, pigs, chickens, rabbits, and cattle. When she was very young her parents taught her how to weave straw hats.
She will use her new loan to buy pigs, guinea pigs, and feed for all of her animals. Her goal is to have more animals that are better quality.
There is a lady in with a light blue jacket in the photo, and she is not a member of the group.
Una de las socias de este grupo es la Señora Rosa Elvira, es una socia fundadora del grupo de Crédito Conchan, le gusta la compartir con sus amigas y compañeras, quienes tienen un mismo objetivo el cual es salir en adelante con sus familias.
La Señora Rosa Elvira tiene 55 años, es divorciada pero en su unión conyugal ha concebido 7 hijos, cinco de ellos son casados y viven independientes, sus dos hijos solteros trabajan y le económicamente, la casa en la que vive es propia.
Doña Rosa Elvira se dedica a la agricultura, lo que cosecha lo utilizada para su hogar y para la venta, también cría cuyes, cerdos, gallinas, conejos y ganado. Desde muy joven sus padres le enseñaron el arte de tejer sombreros de paja toquilla.
Su nuevo crédito lo va a invertir en la compra de cerdos, cuyes y alimento para todos sus animales.
Su meta es tener más animales de mejor calidad.
En la foto se encuentra una señora con chompa celeste que no pertenece al grupo de socias.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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